Equipment Finance

At JAYA Finance & Mortgages, we're Mortgage Brokers helping clients Australia-wide purchase a new vehicle, plant or machinery with Equipment Finance

5.0

from 72 reviews

Equipment Finance Jaya Finance & Mortgages

Finance a new vehicle, plant or machinery with Equipment Finance

At JAYA Finance & Mortgages, we understand the importance of having the right tools for your business. Whether you're looking to buy new equipment or upgrade existing assets, equipment finance can be a crucial factor in ensuring your business runs smoothly. Serving clients across the Mornington Peninsula and nationwide, we are here to help you access Equipment Finance options from banks and lenders across Australia. Our expertise extends to various industries, making it easier for you to find finance solutions tailored to your needs.

Choosing the right equipment finance option is essential for businesses aiming to acquire or upgrade equipment such as office essentials, work vehicles, or specialised machinery like trucks, trailers, excavators, tractors, graders, cranes, dozers, or factory machinery. Our streamlined application process helps you get the necessary funds without unnecessary delays. We offer a range of loan options designed to suit your business needs, whether it involves a chattel mortgage, Hire Purchase, or other finance options. Each option has its advantages, and our team is ready to guide you through the process of applying for equipment finance.

Interest rates and loan amounts are crucial considerations when applying for equipment finance. At JAYA Finance & Mortgages, we help you compare interest rates and terms from various lenders to find the most favourable conditions. We understand that managing cash flow is vital for any business, so we focus on providing solutions that offer fixed monthly repayments. This predictability allows you to plan your finances over the life of the lease or loan, ensuring that your business operations continue without disruptions.

Collateral is another important aspect of equipment financing. Depending on your choice of loan options, you might use the purchased equipment as collateral. This approach can potentially reduce interest rates and provide more favourable terms. Our team at JAYA Finance & Mortgages will work closely with you to assess the best options based on your business profile and goals. We also assist in structuring your loan in a way that aligns with your tax and cash flow requirements.

Your business deserves equipment finance solutions that are both flexible and reliable. As experts in commercial equipment finance, we pride ourselves on offering support that extends beyond the initial transaction. From helping you access Equipment Finance options from banks and lenders across Australia to providing ongoing advice and support, our commitment is to help your business thrive.

In summary, JAYA Finance & Mortgages is your trusted partner in accessing the best Equipment Finance options available. With our streamlined application process, competitive interest rates, and tailored loan solutions, we are well-positioned to support your business's needs. Whether you are looking to finance new office equipment, work vehicles, or specialised machinery, our team is here to assist every step of the way. Contact us today to discuss how we can help you achieve your business goals through effective equipment financing.

Ready to chat to one of our team?

Getting Equipment Finance

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your Equipment Finance. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Equipment Finance approved.

Jaya Finance & Mortgages Lending Process

Our Latest Reviews

Tamika Buckby

Jarrod, Steph and Kasey at Jaya Mortgages went above and beyond to help myself and my partner get into our first home. It was very stressful entering the property market for the first time but they were always there to put my mind at ease and answer any questions we had. They were very polite, understanding and held the most high level of professionalism you could ask for. I couldn’t thank these guys enough for helping us get over the line at settlement. If you were thinking of buying a home like us, we would definitely recommend speaking to this amazing team first :)

Megan Nash

Mark and myself couldn't be happier with the amazing hard work Jarrod,Steph and Kasey put in to get our finance through, they were always available if we had questions and talked us through the process of the paperwork. I highly recommend using YAYA Finance & Mortgages you won't be disappointed with the friendly staff and amazing work they do to get you the best deal. We will be using them again if we ever need anything to do with finance. Thanks again Jarrod,Staph and Kasey ????.

Georgia Kors

My husband and I had the pleasure of working with Jarrod, Steph, and Casey, and we cannot speak highly enough of their exceptional service. From the outset, the team demonstrated an incredible level of patience, expertise, and dedication, ...

Tristan Smyth

We couldn’t be more thankful of the services provided by Jarrod, Steph and Kasey at JAYA finance. We were able to secure an investment loan for a property that was perfect for us. They went above and beyond and responded to every question no matter how ridiculous. Would recommend to all family and friends.

Jean O'Loughlin

I have recently gone through the process of refinancing with JAYA Finance & Mortgages. Jarrod and Kasey were wonderful to deal with and made the entire process smooth and stress-free. Great communication along the way and everything was ...

Stephanie Schendzielorz

Jarryd has been great at helping us refinance, always in contact and even now, almost a year after our initial dealings, he is still in contact and always giving advise whenever we need it (and a better rate if he can get it). I definitely recommend JAYA Finance for all your mortage/finance needs.

We work with Australia's biggest lenders

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best suited home loans for our clients requirements & objectives.

Is there a cost to using a broker?

In most cases, no, our service is free to you. We're paid a commission by the lender once your loan settles, so there’s no direct cost for our advice or assistance. We’ll always let you know upfront if there’s ever a scenario where a fee may apply.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Commercial Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Absolutely. Whether you're looking to refinance a Home Loan or Investment Loan, we can help you secure a more competitive rate. Many of our clients also use refinancing to consolidate debts and ease cash flow, especially important in today’s rising cost of living. We'll work with you to find a solution that suits your needs.