Commercial Loans

At JAYA Finance & Mortgages, we're Mortgage Brokers helping clients Australia-wide purchase a property, equipment or business with a Commercial Loan

5.0

from 72 reviews

Commercial Loans Jaya Finance & Mortgages

Fund a property, equipment or business purchase with a Commercial Loan

At JAYA Finance & Mortgages, we understand the intricacies of commercial finance and are here to assist you in accessing commercial loan options tailored to your needs. Whether you're located in the Mornington Peninsula, Victoria, or anywhere across Australia, our services are designed to help you achieve your business goals. Our expertise in commercial property finance makes buying commercial property, expanding your business, or acquiring new equipment a seamless experience. By offering a variety of loan structures and flexible repayment options, we ensure that your financial needs are met with precision and care.

Applying for a commercial loan can be a significant step towards growing your business. At JAYA Finance & Mortgages, we simplify this process by providing a streamlined application process, helping you secure the right loan amount with ease. We offer both secured commercial loans and unsecured commercial loans, catering to different financial situations. A secured commercial loan might require collateral such as property, while an unsecured loan does not. This flexibility ensures that you can choose the option that best suits your circumstances.

Interest rates are a crucial consideration when applying for a commercial loan. We offer access to both fixed interest rates and variable interest rates, allowing you to choose what aligns with your financial strategy. Fixed interest rates provide predictability in your repayments, while variable interest rates can offer potential savings if the market conditions are favourable. For those interested in a more dynamic approach, our revolving line of credit provides ongoing access to funds as you need them, perfect for businesses with fluctuating cash flow needs.

Our commercial finance solutions also include options for buying commercial land and industrial property. Whether you are looking to buy an industrial property or expand your current operations, our expertise ensures that you have access to the most suitable financing options available from banks and lenders across Australia. Additionally, if you need to upgrade existing equipment or invest in new machinery, we provide flexible loan terms tailored to your specific requirements.

A progressive drawdown facility is another option we offer for projects that require funds at various stages. This feature allows you to draw funds progressively as needed, which can be particularly beneficial for construction or renovation projects. Furthermore, our clients benefit from redraw facilities, which provide the opportunity to access extra repayments if required, offering added financial flexibility.

In summary, JAYA Finance & Mortgages is committed to providing comprehensive commercial finance solutions that cater to businesses throughout the Mornington Peninsula and beyond. By offering access to diverse commercial loan options and ensuring a streamlined application process, we empower you to make informed financial decisions. Whether you're buying commercial property or looking to expand your operations, our team is here to assist every step of the way. Contact us today to explore how we can support your business ambitions with tailored finance solutions.

Ready to chat to one of our team?

Getting a Commercial Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Commercial Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Commercial Loan approved.

Jaya Finance & Mortgages Lending Process

Our Latest Reviews

Tamika Buckby

Jarrod, Steph and Kasey at Jaya Mortgages went above and beyond to help myself and my partner get into our first home. It was very stressful entering the property market for the first time but they were always there to put my mind at ease and answer any questions we had. They were very polite, understanding and held the most high level of professionalism you could ask for. I couldn’t thank these guys enough for helping us get over the line at settlement. If you were thinking of buying a home like us, we would definitely recommend speaking to this amazing team first :)

Megan Nash

Mark and myself couldn't be happier with the amazing hard work Jarrod,Steph and Kasey put in to get our finance through, they were always available if we had questions and talked us through the process of the paperwork. I highly recommend using YAYA Finance & Mortgages you won't be disappointed with the friendly staff and amazing work they do to get you the best deal. We will be using them again if we ever need anything to do with finance. Thanks again Jarrod,Staph and Kasey ????.

Georgia Kors

My husband and I had the pleasure of working with Jarrod, Steph, and Casey, and we cannot speak highly enough of their exceptional service. From the outset, the team demonstrated an incredible level of patience, expertise, and dedication, ...

Tristan Smyth

We couldn’t be more thankful of the services provided by Jarrod, Steph and Kasey at JAYA finance. We were able to secure an investment loan for a property that was perfect for us. They went above and beyond and responded to every question no matter how ridiculous. Would recommend to all family and friends.

Jean O'Loughlin

I have recently gone through the process of refinancing with JAYA Finance & Mortgages. Jarrod and Kasey were wonderful to deal with and made the entire process smooth and stress-free. Great communication along the way and everything was ...

Stephanie Schendzielorz

Jarryd has been great at helping us refinance, always in contact and even now, almost a year after our initial dealings, he is still in contact and always giving advise whenever we need it (and a better rate if he can get it). I definitely recommend JAYA Finance for all your mortage/finance needs.

We work with Australia's biggest lenders

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best suited home loans for our clients requirements & objectives.

Is there a cost to using a broker?

In most cases, no, our service is free to you. We're paid a commission by the lender once your loan settles, so there’s no direct cost for our advice or assistance. We’ll always let you know upfront if there’s ever a scenario where a fee may apply.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Commercial Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Absolutely. Whether you're looking to refinance a Home Loan or Investment Loan, we can help you secure a more competitive rate. Many of our clients also use refinancing to consolidate debts and ease cash flow, especially important in today’s rising cost of living. We'll work with you to find a solution that suits your needs.