Helping you find the right finance for your new boat, car, caravan and more fast 

Looking for competitive finance for a new vehicle or equipment? Not confident your current bank is offering you the best rates and don’t have time to shop around?

Don’t worry, Jaya Finance & Mortgages is here to help.

We’ve been helping our customers find the right personal or business asset finance solutions for more than 20 years. And we’re dedicated to making the finance the easiest part of buying your new vehicle or equipment.

Our service is friendly, reliable and tailored to your needs. We’ll take care of all the grunt work for you, sifting through different finance options until we find the right one for you. Once we lodge your application, we can generally get finance approval within 24 to 48 hours. Meaning you get your hands on your new vehicle or equipment in no time.

What we do for you

• Meet with you to discuss your goals, situation and questions about securing asset finance

• Compare finance from over 20 lenders to find the best products for your needs

• Clearly explain the different loan features, options and costs 

• Handle your paperwork and discussions with the lender, from pre-approval to settlement.

Types of vehicles and equipment

We can help you find the right business or personal finance for:

● Agricultural Equipment

● Boats

● Business Equipment

● Campervans

● Caravans

● Cars

● Dual Cab Utes

● Horse Trailers

● Jet Skis

● Dirt and Road Bikes

Vehicle and equipment finance options

Consumer loans

If you’re looking for a quick and affordable way to finance a vehicle for personal use, we can help you find the right consumer loan. During your consultation, we’ll discuss which loan term and repayment schedule would suit your lifestyle. And if the lender approves you for 100% finance, you won’t have to pay any deposit upfront.

Chattel mortgages

A chattel mortgage might be the way to go if you’re looking to finance a vehicle or equipment for your business. A chattel mortgage is like a home loan in that the lender will use your asset as security for your loan. You’ll get ownership from the start; then you pay off the loan in regular instalments through your business.

Our panel of lenders

We’ll compare asset finance from our panel of over 20 banks, finance companies and private lenders to find the best solution for your goals and needs.