Car Loans

At JAYA Finance & Mortgages, we're Mortgage Brokers helping clients Australia-wide buy their first car, a new car or their dream car with a Car Loan

5.0

from 72 reviews

Car Loans Jaya Finance & Mortgages

Buy your first car, family car or dream car sooner with a Car Loan

At JAYA Finance & Mortgages, we specialise in helping you access Car Loan options from banks and lenders across Australia. Whether you're looking for your first car, a family car, or a luxury vehicle, our expertise ensures you find the right fit. We are committed to making the car buying experience seamless for our clients in Mornington Peninsula, Victoria, and throughout the nation. With our assistance, you can focus on choosing the perfect vehicle while we handle the complexities of the Car Loan application process.

When applying for a car loan, understanding your options is crucial. We offer a range of secured Car Loan choices tailored to different needs, whether it’s a new Car Loan or a used Car Loan. Our team helps you explore options for all types of vehicles, including electric cars, hybrid cars, SUVs, sedans, convertibles, vans, utes, and people movers. By connecting you with various lenders, we help you maximise your borrowing capacity and secure competitive interest rates. Our streamlined application process takes the hassle out of buying from a car dealer or dealership, allowing you to focus on finding the right vehicle.

Calculating car finance is an essential step in the Car Loan application process. At JAYA Finance & Mortgages, we simplify this by providing guidance on how different factors affect your Car Loan repayments. The loan amount, interest rate, and term length will all influence your monthly payments. We work with you to determine the optimal loan structure, ensuring it aligns with your financial goals. Whether you're interested in a green Car Loan for an environmentally friendly vehicle or a luxury car loan, we provide the insights needed to make informed decisions.

We understand that minimal paperwork is a priority for many clients. Our efficient processes mean that applying for a car loan requires only essential documentation like bank statements. This efficiency doesn't compromise thoroughness; instead, it enhances your experience by saving time and reducing stress. With our support, you can confidently approach both new and used car purchases, knowing that expert advice is just a conversation away.

To summarise, JAYA Finance & Mortgages is your trusted partner in securing the best Car Loan options across Australia. Our comprehensive services simplify the Car Loan application process and help you choose from a wide range of vehicles, from your first car to an electric or hybrid car. With our assistance, you’ll benefit from competitive interest rates and a straightforward process with minimal paperwork. Get in touch with us today to discuss how we can assist with your next vehicle purchase and ensure a smooth transition from the dealership to your driveway.

Ready to chat to one of our team?

Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Car Loan approved.

Jaya Finance & Mortgages Lending Process

Our Latest Reviews

Tamika Buckby

Jarrod, Steph and Kasey at Jaya Mortgages went above and beyond to help myself and my partner get into our first home. It was very stressful entering the property market for the first time but they were always there to put my mind at ease and answer any questions we had. They were very polite, understanding and held the most high level of professionalism you could ask for. I couldn’t thank these guys enough for helping us get over the line at settlement. If you were thinking of buying a home like us, we would definitely recommend speaking to this amazing team first :)

Megan Nash

Mark and myself couldn't be happier with the amazing hard work Jarrod,Steph and Kasey put in to get our finance through, they were always available if we had questions and talked us through the process of the paperwork. I highly recommend using YAYA Finance & Mortgages you won't be disappointed with the friendly staff and amazing work they do to get you the best deal. We will be using them again if we ever need anything to do with finance. Thanks again Jarrod,Staph and Kasey ????.

Georgia Kors

My husband and I had the pleasure of working with Jarrod, Steph, and Casey, and we cannot speak highly enough of their exceptional service. From the outset, the team demonstrated an incredible level of patience, expertise, and dedication, ...

Tristan Smyth

We couldn’t be more thankful of the services provided by Jarrod, Steph and Kasey at JAYA finance. We were able to secure an investment loan for a property that was perfect for us. They went above and beyond and responded to every question no matter how ridiculous. Would recommend to all family and friends.

Jean O'Loughlin

I have recently gone through the process of refinancing with JAYA Finance & Mortgages. Jarrod and Kasey were wonderful to deal with and made the entire process smooth and stress-free. Great communication along the way and everything was ...

Stephanie Schendzielorz

Jarryd has been great at helping us refinance, always in contact and even now, almost a year after our initial dealings, he is still in contact and always giving advise whenever we need it (and a better rate if he can get it). I definitely recommend JAYA Finance for all your mortage/finance needs.

We work with Australia's biggest lenders

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best suited home loans for our clients requirements & objectives.

Is there a cost to using a broker?

In most cases, no, our service is free to you. We're paid a commission by the lender once your loan settles, so there’s no direct cost for our advice or assistance. We’ll always let you know upfront if there’s ever a scenario where a fee may apply.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Commercial Loans, SMSF Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Absolutely. Whether you're looking to refinance a Home Loan or Investment Loan, we can help you secure a more competitive rate. Many of our clients also use refinancing to consolidate debts and ease cash flow, especially important in today’s rising cost of living. We'll work with you to find a solution that suits your needs.